The Punjab government has started the CM Punjab Asaan Karobar Card. This program helps small business owners and new entrepreneurs. It gives interest-free loans up to PKR 1 million. This loan helps small and medium businesses grow. The program uses digital tools like mobile apps and POS systems. This makes the process easy and clear. The aim is to support small businesses and improve the economy. You can register and log in through the official website akc punjab gov pk.
84 Billion Rupees for Aasaan Karobaar Scheme
Maryam Nawaz Sharif has launched the biggest business finance program in Punjab. This includes the Aasaan Karobaar Finance Scheme and Aasaan Karobaar Card Scheme. These programs provide interest-free loans to young entrepreneurs and small business owners. The total budget is 84 billion rupees. Out of this 48 billion rupees is for the Aasaan Karobaar Card. This program creates jobs and helps the economy grow. The scheme gives financial support to people so they can start and expand businesses.
Important Information
Feature | Details |
---|---|
Maximum Loan | PKR 1 million |
Interest Rate | 0% |
Loan Duration | 3 years |
Grace Period | 3 months |
Loan Type | Revolving credit |
Application Process | Online at akc.punjab.gov.pk |
How to Apply for Asaan Karobar Card
Follow these steps to apply:
- Go to the official website akc punjab gov pk
- Fill out the online form with personal and business details
- Pay a non-refundable fee of PKR 500
- Upload CNIC and proof of residence
- Agencies will verify CNIC and business details
- After approval you will get your Asaan Karobar Card
For help call 1786
How to Register for Asaan Karobar Card
Follow these steps to register:
Step 1: Open the Official Website
Go to akc punjab gov pk and click “Register Now”
Step 2: Fill the Form
Personal Details:
- Full name as per CNIC
- CNIC number
- Date of birth
- Father’s or husband’s name
- CNIC issue and expiry date
Contact Information:
- Mobile number
- Select mobile network
Password Setup:
- Create a strong password
- Re-enter to confirm
Step 3: Submit the Form
Check details before clicking “Register”
A confirmation message will be sent to your mobile
How to Log In to Asaan Karobar Card Account
- Open akc punjab gov pk and click “Login”
- Enter CNIC number and password
- Click “Login” to access your dashboard
Login Tips
- Enter correct details
- Use a stable internet connection
- Keep your password safe
About Asaan Karobar Card Program
This program helps small businesses in Punjab. It gives interest-free loans up to PKR 1 million. This helps businesses grow. The credit facility allows easy repayments. The Punjab government started this to help entrepreneurs and the economy.
Eligibility Criteria
- Must be a Pakistani citizen and Punjab resident
- Age between 21 to 57 years
- Have a valid CNIC and mobile number
- Business must be in Punjab
- No overdue loans
- Must pass credit checks
- Register business with PRA or FBR within six months
- One application per person or business
Also Read: CM Punjab Bewa Sahara Card Registration
Loan Usage and Repayment
- First 50% Loan: Available in first six months
- Grace Period: No payment for first three months
- Repayment: 5% of the loan per month
- Second 50% Loan: Given after first half is used properly
- EMI: Repay in 24 months after first year
- Usage: For vendor payments utility bills and business expenses only
Charges and Fees
Charge Type | Amount |
---|---|
Annual Card Fee | PKR 25,000 + FED |
Additional Charges | Life insurance and card delivery |
Late Payment Fee | As per bank policy |
This program helps businesses with easy loans and simple repayment options.