Chief Minister Punjab Maryam Nawaz Sharif has announced an interest-free loan of 15 lakh rupees for 70,000 families in Punjab. This loan is part of the Apni Chhat Apna Ghar scheme. People can use this money to build their houses. CM Maryam Nawaz said that having your own home is a big blessing. Those who do not have a home understand its value.
If you do not have your own home you can get this loan under the Maryam Nawaz Loan Scheme 2025. The CM said she wants every citizen of Punjab to have their own house. Registration for the Apni Chhat Apna Ghar Scheme has started. If you want to get a 15 lakh loan without interest you must register as soon as possible.
Important Updates
- Loan Distribution Started: The government has released the list of selected candidates. The loan started being given on October 2.
- Distribution Date Announced: The Punjab government will start giving loans from September 15.
- 200,000 People Registered: Two lakh people have already completed registration. If you have not registered yet you should complete it before the last date.
How to Apply Online
To get this loan you need to register for the Apni Chhat Apna Ghar scheme. You can apply through the official website: http://acag.punjab.gov.pk. The process is easy and anyone can do it.
Step-by-Step Registration Guide
- Collect your required documents like CNIC property details phone number and email.
- Open the official website on your computer or mobile.
- If you are a new user create an account using your CNIC phone number email and password.
- Log in using your CNIC and password.
- Read the terms and conditions and agree to them.
- Fill out the form with your personal and property details.
- Upload a passport-size photo along with the front and back of your CNIC.
- Review your details before submitting the form.
- Provide your feedback and submit your application.
- If eligible the Punjab government will give you the loan on the announced date.
Also Read: KPK 10000 Ramadan Relief Program
Required Documents
The Punjab Government asks for some documents for verification. These are:
- CNIC (National Identity Card)
- Proof of Income
- Property Details
Loan Benefits and Features
- The loan amount is 15 lakh rupees.
- This scheme helps people build their own homes.
- The loan is completely interest-free.
- Repayment Period: 7 years.
- Monthly Installment: 14,000 rupees.
- First 3 installments are relaxed to give relief to borrowers.
Summary of Loan Scheme
Maryam Nawaz has announced a 15 lakh interest-free loan for 70,000 families in Punjab. The loan can be used for home construction. The registration portal is http://acag.punjab.gov.pk. You need to upload your documents for verification. If you qualify the Punjab government will give you this loan without interest.
Key Information Table
| Feature | Details |
|---|---|
| Loan Amount | 15 Lakh Rupees |
| Interest | 0% (Interest-Free) |
| Repayment Time | 7 Years |
| Monthly Installment | 14,000 Rupees |
| First 3 Installments | Relaxed |
| Registration Website | http://acag.punjab.gov.pk |
| Required Documents | CNIC Proof of Income Property Details |
| Loan Distribution Start Date | September 15 |
| Eligible Families | 70,000 Families |
Frequently Asked Questions (FAQs)
1. How can I register for the loan?
You can register online at http://acag.punjab.gov.pk.
2. What land do I need to get this loan?
You must have 5 marla urban land or 10 marla rural land.
3. Who is eligible for this loan?
Only permanent residents of Punjab who do not own a house can apply.
4. How long do I have to repay the loan?
You can repay the loan in 7 years with 14,000 rupees per month installment.
This scheme is a great opportunity for those who want to build their own home. Register today and get your interest-free loan!