The Punjab Government has started a new scheme called the Maryam Nawaz 15 Lakh Loan Scheme 2025. This scheme is for people who want to build their own houses. Chief Minister Maryam Nawaz Sharif has launched this scheme to help families in Punjab. Through this scheme 70000 families will get a loan of Rs. 15 lakh. This loan is interest-free. It is part of the Apni Chhat Apna Ghar Scheme.
Important Details
| Feature | Details |
|---|---|
| Loan Amount | Rs. 15 lakh |
| Beneficiaries | 70,000 families |
| Interest Rate | 0% (Interest-Free) |
| Repayment Period | 7 years |
| Purpose | Home construction |
This scheme is to help people who do not have their own homes. It will make their lives better. Many people in Punjab do not have enough money to build a house. This scheme will help them get a house without paying high-interest rates.
How to Apply
Follow these steps to apply for this loan:
- Collect Required Documents
- CNIC (National Identity Card)
- Proof of income (salary slip business details etc.)
- Property ownership papers
- Contact details (phone and email)
- Passport-sized photograph
- Visit the Official Website
- Create an Account
- Register using CNIC mobile number email and password
- Fill Out the Application Form
- Enter your name father’s/husband’s name CNIC address and income details
- Upload Required Documents
- CNIC front and back proof of property ownership and passport-size photo
- Submit Application
- Review all details and click ‘Submit’
- You will receive a confirmation message
Who Can Apply
To apply for this loan you must meet these conditions:
- Must be a resident of Punjab
- Must be from a low-income or middle-income family
- Must not own a house or need financial help to build a house
- Must provide valid property documents
If you qualify apply as soon as possible. This is a great opportunity to get a house without paying interest.
Benefits of This Loan Scheme
- No Interest
- This loan is completely interest-free. People do not have to pay extra money to banks.
- Easy Repayment Plan
- Loan period is 7 years
- First 3 months no payment is required
- Monthly installment is around Rs. 14000
- Simple Online Process
- No need for long paperwork
- Fast approval process
- Helps Low-Income Families
- This scheme helps people who cannot afford a house
- It saves them from paying rent
- More Jobs and Growth
- This scheme will create jobs in the construction sector
- It will help boost Punjab’s economy
Loan Distribution Updates
- Loan Disbursement Started – Eligible people started receiving money from October 2 2025.
- First Batch Released – The first batch of loans was given on September 15 2025.
- High Demand – More than 200000 people have applied. Apply soon before the last date.
Why This Scheme is Important
🏡 Helps Families – Many families will now have their own homes.
💰 Supports Economy – More houses will be built creating jobs for people.
📈 Reduces Poverty – People will get financial help to live a better life.
This scheme is a great step for Punjab. It will help many people who cannot afford a house.
Also Read: Punjab CM Digital Skills Program
Apply Now
If you qualify apply now at http://acag.punjab.gov.pk. More than 200000 people have already applied. The deadline is not announced yet. Do not miss this chance.
FAQs
How to apply for this loan?
Visit the official website fill the form submit documents and wait for approval.
Who can get this loan?
Punjab residents with low income who do not own a house can apply.
Is this loan really interest-free?
Yes the government is giving this loan without any interest.
When will I get the loan?
If you are eligible you will get the loan in different batches starting from September 2025.