Buying a new bike is very hard these days because bike prices are rising fast. Meezan Bank has started the Apni Bike Scheme 2025 to make it easy for people to own a bike. This scheme is interest-free and follows Islamic finance rules. People can buy Honda bikes with easy monthly payments without paying extra money.
Apni Bike Scheme 2025?
Meezan Bank knows that buying a bike in Pakistan is difficult. That is why they started this interest-free scheme. It is an Islamic financing plan that follows the Ijarah leasing model. This means people can buy Honda bikes without paying interest. But it is good to confirm from Meezan Bank whether this scheme follows all Islamic rules.
Key Features of Apni Bike Scheme
✔ No interest or extra charges. ✔ Monthly payments for 12 24 or 36 months. ✔ Down payment starts from 15% of the bike price. ✔ Islamic insurance for bike protection. ✔ Monthly payments will be auto-deducted from the bank account.
Meezan Bank Bike Installment Plan Calculator
Meezan Bank offers many bike options from different brands. The available brands are Honda Suzuki Yamaha Super Power Benling Hi-Speed REVOO Super Star and VLEKTRA. Some popular models include:
- Honda: CD-70 CG-125 CB-150F
- Suzuki: GD-110S GS-150 GR-150
- Yamaha: YB-125Z YBR-125 YBR-125G
- Benling: Ezee Knight Rider Mini Scooter
- Hi-Speed: Batllo EV i300 Freedom SR 200
- REVOO: A01 A12 C02
- Super Star: SS 70CC
- VLEKTRA: BOLT RETRO RETRO 1969
Customers can use the Meezan Bank Bike Installment Plan Calculator to check their monthly payment for 1 2 or 3 years.
Eligibility Criteria for Apni Bike Scheme 2025
To apply for this scheme you must meet these conditions:
✔ Must be a Pakistani citizen with a valid CNIC. ✔ Age should be between 20 and 65 years. ✔ Monthly income should be at least PKR 25000. ✔ Down payment should be at least 15% of bike price. ✔ Salaried persons need to show salary slips. ✔ Business persons and freelancers need to show bank statements. ✔ Must have an active bank account.
Also Read: Police Department Punjab Vacancies
Available Honda Bike Models & Installment Plans
| Model | Price (PKR) | 24 Months EMI (PKR) | 36 Months EMI (PKR) |
|---|---|---|---|
| Honda CD 70 | 157900 | 7775 | 5225 |
| Honda CG 125 | 234900 | 11560 | 7770 |
| Honda CB 125F | 390900 | 18980 | 12750 |
| Honda CB 150F | 493900 | 23950 | 16110 |
Note: Prices may change as per Meezan Bank’s latest updates.
Payment Breakdown for Honda CD 70
✔ Bike Price: PKR 157900
✔ Down Payment (15%): PKR 23685
✔ Processing Fee: PKR 10000
✔ Islamic Insurance: PKR 2500-3000
✔ Monthly Installment (24 Months): PKR 7775
✔ Monthly Installment (36 Months): PKR 5225
✔ No extra charges apply. The total price remains the same.
How to Apply for Meezan Bank Apni Bike Scheme 2025?
Step 1: Collect Required Documents
📌 Copy of CNIC
📌 Domicile Certificate
📌 2 Passport Size Photos
📌 Salary Slips (for salaried persons)
📌 Bank Statements (last 6 months)
Step 2: Get the Application Form
✔ Visit any Meezan Bank branch. ✔ Download the form from the Meezan Bank website.
Step 3: Submit the Application
✔ Fill out the form with correct details. ✔ Attach all required documents. ✔ Submit the form to the bank.
Step 4: Approval and Bike Delivery
✔ The bank will check your documents. ✔ If approved pay the down payment and processing fee. ✔ The bike will be delivered to you.
Why Choose Meezan Bank Apni Bike Scheme?
✔ 100% interest-free financing. ✔ No hidden charges. ✔ Monthly installment plans for 1 2 or 3 years. ✔ Meezan Bank is a trusted Islamic bank. ✔ Quick process with easy paperwork.
Frequently Asked Questions (FAQs)
1. Is this scheme really interest-free?
✔ Yes it follows Islamic banking rules and does not charge interest.
2. Can students apply?
❌ No unless they earn at least PKR 25000 per month.
3. How long does approval take?
⏳ It takes a few working days for verification.
4. Can I pay installments early?
✔ Yes early payments are allowed. Contact the bank for details.
5. Does this scheme apply to other bike brands?
❌ No it is only for Honda motorcycles.
Final Thoughts
Meezan Bank Apni Bike Scheme 2025 is a great way to buy a bike without extra costs. It is fully interest-free and follows Islamic rules. With low down payments and easy installment plans anyone can afford a bike.